NEW YORK STANDARD FIRE POLICY
\njˈuː jˈɔːk stˈandəd fˈa͡ɪ͡ə pˈɒlɪsi], \njˈuː jˈɔːk stˈandəd fˈaɪə pˈɒlɪsi], \n_j_ˈuː j_ˈɔː_k s_t_ˈa_n_d_ə_d f_ˈaɪə p_ˈɒ_l_ɪ_s_i]\
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Used widely in almost all states, this is a specific type of basic fire insurance contract. This policy is no longer widely used, but still exists in some states. The policy was a predecessor to modern forms and covered losses due to lightening and fire.
By Henry Campbell Black
