RAILROAD PROTECTIVE LIABILITY
\ɹˈe͡ɪlɹə͡ʊd pɹətˈɛktɪv lˌa͡ɪəbˈɪlɪti], \ɹˈeɪlɹəʊd pɹətˈɛktɪv lˌaɪəbˈɪlɪti], \ɹ_ˈeɪ_l_ɹ_əʊ_d p_ɹ_ə_t_ˈɛ_k_t_ɪ_v l_ˌaɪ_ə_b_ˈɪ_l_ɪ_t_i]\
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This is a liability insurance for the railroad. It covers properties that border any rail road land. It is usually termed so that it favours the railroad and not the properties bordering it. It is for a ny damage that is caused by the railroad.
By Henry Campbell Black
