FIVE C'S OF CREDIT
\fˈa͡ɪv sˈiːz ɒv kɹˈɛdɪt], \fˈaɪv sˈiːz ɒv kɹˈɛdɪt], \f_ˈaɪ_v s_ˈiː_z ɒ_v k_ɹ_ˈɛ_d_ɪ_t]\
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How a banker decides to give a loan. It requires a good repuation, stable captial base, capacity to pay, assets to pay, and good conditions in the economy. It is collateral, capacity, capital, conditions, and character in the proper order that the issues
By Henry Campbell Black