PL104 191
\pˌiːˈɛl wˈɒnhˈʌndɹədən fˈɔː wˈɒnhˈʌndɹədən nˈa͡ɪntiwˈɒn], \pˌiːˈɛl wˈɒnhˈʌndɹədən fˈɔː wˈɒnhˈʌndɹədən nˈaɪntiwˈɒn], \p_ˌiː__ˈɛ_l w_ˈɒ_n_h_ˈʌ_n_d_ɹ_ə_d_ə_n f_ˈɔː w_ˈɒ_n_h_ˈʌ_n_d_ɹ_ə_d_ə_n n_ˈaɪ_n_t_i_w_ˈɒ_n]\
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Public Law 104-91, enacted in 1996, is designed to protect health insurance coverage for workers and their families when they change or lose their jobs. HIPAA has separate provisions for the large and small group markets, and the individual market. HIPAA amends the Employee Retirement Income Security Act (ERISA), the Public Health Service Act, and the Internal Revenue Code to provide improved portability and continuity of health insurance coverage, extending earlier provisions under the Consolidated Omnibus Budget Reconciliation Act of 1985 ("COBRA").
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