LOAN GRADING
\lˈə͡ʊn ɡɹˈe͡ɪdɪŋ], \lˈəʊn ɡɹˈeɪdɪŋ], \l_ˈəʊ_n ɡ_ɹ_ˈeɪ_d_ɪ_ŋ]\
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Banks' loan rate grading classification system on existing and requested loans based on the borrower's credit history, repayment risk of owed interest and principal, and the worth of any guaranties or collateral proposed. Also known as loan scoring.
By Henry Campbell Black
