FRACTIONAL RESERVE SYSTEM (FRS)
\fɹˈakʃənə͡l ɹɪsˈɜːv sˈɪstəm ˌɛfˌɑːɹˈɛs], \fɹˈakʃənəl ɹɪsˈɜːv sˈɪstəm ˌɛfˌɑːɹˈɛs], \f_ɹ_ˈa_k_ʃ_ə_n_əl ɹ_ɪ_s_ˈɜː_v s_ˈɪ_s_t_ə_m__ ˌɛ_f_ˌɑː_ɹ_ˈɛ_s]\
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Modern banking system's monetary policy. Banks hold typically 12 percent cash reserves, only a fraction, against depositors' funds. Banks create deposits by loaning out the remaining 88 percent of deposited funds. This loaning exerts a multiplier effect on the total money supply. Banks loan out the new 88% for new deposits, and so on , and so on .... This policy potentially risks banks to suffer huge losses if there is a bank run. Bankruptcy would likely occur.
By Henry Campbell Black
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Proto Oncogene Proteins c erbB 2
- cell surface protein-tyrosine kinase that is found to be overexpressed in significant number adenocarcinomas. It has extensive homology can heterodimerize EGF EPIDERMAL GROWTH FACTOR), 3 receptor (RECEPTOR, 3) and the 4 receptor. Activation of erbB-2 receptor occurs during heterodimer formation with a ligand-bound erbB family members. EC 2.7.11.-.